State Farm® Insurance Agent Lori Smul
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Shawntee Greene
December 17, 2025
"I have never dealt with someone who has been so kind hearted so down to earth family oriented to give first class Customer service made it very convenient for me to start a new policy and also offered me other policies that I didn’t even know that I needed it, but when I tell you Absolutely amazing I can’t thank her enough"
"Shawntee, thank you so much for taking the time to share this kind feedback. We're glad to hear you felt supported and that the process was convenient from start to finish. Taking the time to explain options and help people understand what's available is something our team truly values. We appreciate you choosing our office and are grateful for the opportunity to work with you."
Theo Hupp
December 15, 2025
"Maria took her time to talk me through all of my options. She was very helpful with getting my other policy canceled and very fast at getting me my new ID cards. Very professional!"
"Theo, thank you for the kind review! We're happy to hear Maria was helpful, responsive, and professional while assisting with your auto coverage and ID cards. We appreciate you choosing Lori Smul State Farm!"
Darleen Armstrong
December 9, 2025
"Thank you for work on this for my granddaughter it is a surprise for her."
"Thank you so much, Darleen! We’re honored you chose our State Farm agency to help with this special insurance surprise for your granddaughter. Whether it’s setting up coverage for loved ones or planning ahead, we’re always here to support your family’s needs. We hope she loves it! "
Jacqueline Pappalardo
December 6, 2025
"Maria is a wonderful elf!! 🎄🎅"
"Thank you , Jacqueline. We’re so glad to hear Maria brought holiday cheer your way! We appreciate you sharing this."
Melissa Kawkabany
December 6, 2025
"Maria is great! We appreciate her kindness!"
"Thank you, Melissa. We’re happy to hear you enjoyed Pancakes with Santa. Maia loved helping out at the event and we appreciate you sharing your experience with our office."
Justin Madison
December 6, 2025
"Maria is awesome!"
"Thank you, Justin. We’re glad you had a great experience at Pancakes with Santa. Maria had fun helping out at the event and we appreciate you taking a moment to share your feedback."
Carla
December 4, 2025
"Michelle gave me great quotes, personality n service! I give her a 10."
"Carla, We’re so happy to hear Michelle quotes, communication and service stood out to you. Our team works hard to deliver a smooth experience. We appreciate you and are here anytime you need us! Welcome to Lori Smul State Farm."
Amanda McIlwain
December 3, 2025
"Working with Maria was a breeze. She helped me find the best rate to fit my needs. Maria got back to my emails quickly and answered any concerning questions thoroughly. I am very happy with my experience thus far."
"Amanda, thank you so much for sharing your experience. I’m glad to hear Maria made the process smooth, kept communication smooth and timely, and was able to get you the best rate that fits your needs! We appreciate you being with Lori Smul State Farm and are always here to help!"
Dre Hamp
November 24, 2025
"Michelle was AWESOME! She helped me completely with my new State Farm policy, and even saved me a good amount of money, too! Let's Go! 🙌🏾"
"Thank you so much, Dre! We’re glad to hear Michelle provided helpful support as you set up your new policy. We truly appreciate you choosing our office and sharing your experience. Welcome to our State Farm family. We’re here whenever you need us!"
Sharon Muenz
November 21, 2025
"Knowledgeable, kind, patient with my multiple questions, efficient, effective, understanding me, very professional, eased my tension about the whole "ordeal". Was wonderful to have such an agent!"
"Sharon, thank you so much for sharing this! I am glad our team was able to walk you through everything and make the process smoother for you! We appreciate your thoughtful words and are here whenever you need us and thank you for trusting our Lori Smul State Farm team!"
William Muenz
November 21, 2025
"Michelle was very professional and explained everything so that we understood everything and she worked with us"
"Thank you so much, Willam! We’re glad to hear Michelle was able to walk you through everything clearly and professionally. We’re always here to help and truly appreciate you taking the time to share your experience! "
Andrea Garvin
November 21, 2025
"Maria is the best!"
"Thank you, Andrea! We’re so glad to hear that your experience with Maria was a positive one. She cares deeply about helping people through each step, and your feedback means a lot. We appreciate you taking the time to share your experience with Maria and our Lori Smul State Farm team."
Revolutionary Human
November 20, 2025
"I’ve had insurance with Lori and her agency for almost 4 years and they have always been top tier for me. Thankful to be insured with them!"
"Thank you so much for being with our agency these last four years. We truly appreciate you and are grateful for the opportunity to support you with all your insurance needs. Your note means a lot to our entire team!"
John Egan
November 19, 2025
"I truly felt taken care of by Michelle. Extremely happy with the customer service, price, ease and peace of mind. Thank you very kindly."
"Thank you John! We’re so glad to hear Michelle made getting your insurance smooth from start to finish. She puts great care into supporting our policyholders, and your feedback means a lot to our team! Welcome to Lori Smul Stat Farm! We’re here to help you anytime. "
John McGee
November 19, 2025
"Great agency. Super helpful and easy to deal with. Highly recommend."
"Thank you, John! We’re glad we could help you and appreciate you taking a moment to share your experience with Lori Smul State Farm. We’re always here if you need anything! "
Jennifer Crenshaw
November 19, 2025
"Working with Maria was an enjoyable experience. She was easy to talk to and made the process simple and understandable. We are now State Farm customers. Thanks Maria"
"Thank you so much, Jennifer! We’re so glad to hear that working with Maria was an enjoyable experience and that she helped make everything clear and simple. We’re grateful you chose to join our Lori Smul State Farm family. Our team is here to help you with all your insurance needs! Welcome aboard!"
Melinda Datcher
November 8, 2025
"Lori Smul is the best. She is knowledgable, patient, and goes above and beyond, Lori took time for me late on a Friday night to make sure I understood and was comfortable with my policies. I will definitely be recommending her to my friends and family! Thanks again!"
"Thank you so much, Mindy! Your kind words mean the world to me. I’m so glad I could help you feel comfortable and confident with your coverage. It was truly a pleasure taking the time to go over everything with you. I appreciate your support and willingness to recommend me and our Lori Smul State Farm team to your family and friends - that means so much."
Brianne Panich
November 5, 2025
"I am so satisfied with the politeness of the 2 women I have talked to. They explained everything in full detail and im glad I am insured with state farm"
"Thank you, Brianne! We’re so happy to hear that our team provided clear explanations and friendly service. It means a lot to know you feel confident and supported with your State Farm coverage here at Lori Smul State Farm."
Marc Flanagan
November 3, 2025
"Professional results with that personal touch! Great pricing! ...and a real person answers the phone!!"
"Thank you, Marc! We’re so glad you value the personal service and professionalism from our Lori Smul State Farm team. Our goal is to make insurance simple and convenient — with great service, helpful guidance, and a real person ready to answer the phone whenever you call our Kirtland office!"
Michael Hanover
October 31, 2025
"Maria could not have been any more helpful and nice. Great job!"
"Thank you, Michael! We’re so glad to hear that Maria provided such helpful and friendly service. We appreciate you taking the time to share your experience with our office!"
Chocolate's Channel
October 31, 2025
"Lori was very helpful, informative, and assisted in getting me a deal that was in my best interest."
"Thank you for the kind words! We’re so glad to hear you had a positive experience and found coverage that fit your needs. We appreciate you choosing our office and taking the time to share your feedback!"
Ron WD Machine Shop
October 30, 2025
"Michelle is great to work with. She makes everything easy and simple."
"Thank you, Ron! We’re so glad to hear Michelle made everything easy and simple for you. We appreciate you choosing our Kirtland State Farm office for your insurance needs!"
Robert Holben
October 28, 2025
"I have just switched my insurance to State Farm Insurance after 15 years with another agency and Maria has been fantastic throughout the process. She has kept me in the loop, expected time frames, and addressed all my concerns thoroughly. If anyone is looking for a new insurance agent, I strongly recommend Maria."
"Thank you, Robert! We’re so glad you made the switch to our Kirtland State Farm office. Maria will be happy to hear her communication and care made the process easy. We appreciate the chance to help with your life, home, and vehicle insurance!"
walter queisser
October 27, 2025
"amazing service get things done no one else can get done see her for all your insurance needs!"
"Thank you, Walter! I really appreciate your kind words and your continued support of our Kirtland State Farm team. We’re always happy to help with your insurance needs."
mike wicks
October 27, 2025
"Lori was wonderful"
"Thank you, Mike! I’m so glad I could help with your car insurance. We truly appreciate you choosing our Kirtland State Farm office and taking the time to share your experience."